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This tool helps you see how long it will take to pay off a personal loan using a loan's interest rate and the amount owed. The shorter the loan term, the less interest you may pay but the higher the monthly payments may be. This is why using a loan calculator can help you to. Estimate your monthly payments. Estimate what you could be paying each month and what your Annual Percentage Rate (APR) might be before you apply for a loan.
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